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audited financial statements



Housing Finance Company Limited (HFCL)

Date of Incorporation:

21st May, 2003

Sector: Financial/Banking

Parent Ministry:

The Minister responsible for Finance

Ownership: 100% GoS

Business type:

Financial institution


HFC provides financing to Seychellois for the purchase of land, the construction of houses and financing home improvements.

core activities

The functions of HFC is

  • to aid, maintain, develop and/or promote the establishment, maintenance, development or organization or re-organization of the housing industry, to assist, loan, fund, and/or finance, in whole or in part any persons or, government, state, or municipal institutions or other body politic or corporate or company, or association, or means and resources for the prosecution of any housing works, undertakings, projects, or enterprises or schemes and to provide any services in relation to the financing, management, administration, organization and/or re-organization of the housing industry, works, undertakings, projects, enterprises or schemes

  • to purchase, take on lease or in exchange, hire and otherwise acquire any lands, buildings, easements or property, real and personal and any rights or privileges which may be requisite for the purposes of, or capable of being conveniently used in connection with, any of the objects of the company

  • to construct, improve, maintain, repair, develop, work, manage, carry put, alter or control any houses, buildings, grounds, works or conveniences which may seem calculated directly or indirectly to advance the Company’s interests, and to contribute to, subsidise or otherwise assist and take part in the construction, improvement, maintenance, repair, development, working, management, carrying out, alteration or control thereof

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